Too often, we postpone financial decisions, believing there’s always more time. But in investing, time isn’t just valuable, it’s your most powerful asset. Here’s a simple real-world comparison ♦Aarav starts investing at the age of 30, ₹10,000/month SIP at 12%…
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In India, there’s one financial goal that’s rarely discussed – “Supporting your parents in their old age.” Not every parent needs it. Some have pensions, savings or even better retirement planning than we do. But in many families, it becomes…
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Let’s talk about something most of us avoid – Retirement Planning. The biggest risk today isn’t dying early; it’s living longer without financial security. Most of us fear the idea of dying young. But, when it comes to retirement planning, the…
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What is the first impression of the word ‘Retirement’? For most people, it is the concern about their nest egg, whether their savings or pension will be enough for them to maintain the lifestyle status quo. Indeed money is the…
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Last week I received call from one of our client and he asked, ‘Vikas can you advise my boss on investments who is retiring this month’? When we started working with his retirement plan, I was quite disappointed that an…
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Retirement planning entails an accumulation phase and a distribution phase. In the accumulation phase one invests during their working life to create a retirement corpus, and, this retirement corpus is then used to provide for income and other goals during…
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Retirement is not the end of an active life. Instead, it marks a period where you can finally enjoy an abundance of leisure, pick up on hobbies, travel, or just do things you couldn’t do before. A general increase in…
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