This image made me pause and reflect.
Man A: Fully able-bodied, sitting, waiting.
Man B: No arms, no shoes, carrying bricks, moving forward.
One has every advantage, but stays still.
The other, with nothing, still chooses progress.
Success isn’t about having more, It’s about doing more with what you already have.
In finance and in life, I’ve seen this again and again:
• Comfort becomes debt when it costs you ambition.
• Struggle becomes equity when it builds your resilience.
• Money becomes meaningless if it doesn’t add real value to your life.
At first glance, this might not seem like a financial lesson,
But it absolutely is.
Here’s what I often remind clients:
1. ₹50,000 invested with purpose beats ₹5,00,000 spent without direction
2. You don’t need perfect timing, you need action
3. Wealth is built more by mindset than by money
Financial planning isn’t about perfection, it’s about progress.
It’s about using what you have and building something that lasts.
Because the best lessons don’t always come from charts or reports,
Sometimes, they come from life.
When life gives you bricks… do you build or do you break?
It’s not about the numbers you chase,
It’s about the value you create.
Vikas Sharma, CFP®, is a first-generation purpose-driven entrepreneur with over 19 years of experience in financial services, personal finance, and the advisory space. He is a Certified Financial Planner, an IIM Calcutta Executive Alumni, and holds an MBA in Finance and a Postgraduate qualification in Financial Planning.
Currently, Vikas is the Co-Founder & CEO of The Logical Advisor (TLA Academy Pvt. Ltd.) and Goalchi Capital Solutions LLP, where he integrates life, purpose, values, and money to create meaningful financial journeys.
He has worked with a leading Asset Management Company, mentored 1,500+ IFAs and Relationship Managers across India, and educated 10,000+ investors through Financial Wellness programs. His work has consistently focused on reshaping advisor and investor behaviour to enable sustainable success.
Vikas also coaches and mentors financial advisors nationwide, helping them build purposeful and successful careers.
